نوع مقاله : مقاله پژوهشی
نویسنده
گروه اقتصاد، واحد همدان، دانشگاه پیام نور، همدان، ایران
چکیده
پول شویی شیوه ای غیر قانونی است که به وسیله آن منافع اقتصادی و مالی به دست آمده با ظاهری قانونی و غیر قابل تشخیص وارد چرخه اقتصادی و بانکی می شوند. پول شویی جرم ثانویه است که با مطلوبیت قانونی جلوه دادن جرم اولیه به وجود و شکل می گیرد. پول شویی یک جرم سازمان یافته است و توسط یک تیم با برنامه ای دقیق انجام می شود. جرم پول شویی فرا ملی محسوب می شود و محدود به مرز نخواهد بود؛ این جرم معمولاً در سطح بین المللی و در کشور های دارای زمینه پول شویی صورت می گیرد. در طی پول شویی پول غیر قانونی که به سه دسته پول خاکستری، پول سیاه و پول آغشته به خون تقسیم می شود شکل قانونی می گیرد و توسط مراجع قانونی قابل پیگیری نخواهد بود. پول غیر قانونی پی از طی کردن سه مرحله جای گذاری، لایه گذاری و یکپارچه سازی وارد نظام مالی و اقتصادی می شود و تفاوتی با پول قانونی نخواهد داشت. در این پژوهش مفهوم و مراحل پول شویی با روش تحقیق پژوهش توصیفی مورد بررسی قرار گرفته است.
کلیدواژه‌ها
موضوعات
عنوان مقاله [English]
Overview of The Concept and Stages of Money Laundering
نویسنده [English]
- Mohsen Hajian
Department of Economics, Hamedan Branch, Payame Noor University, Hamedan, Iran
چکیده [English]
Money laundering is an illegal method by which the obtained economic and financial benefits enter the economic and banking cycle with a legal and unrecognizable appearance. Money laundering is a secondary crime that is created and formed to legalize the primary crime. Money laundering is an organized crime and is carried out by a team with a detailed plan. The crime of money laundering is considered transnational and will not be limited to borders; This crime usually takes place internationally and in countries with money laundering opportunities. During money laundering, illegal money, which is divided into three categories of gray money, black money, and money stained with blood, becomes legal and cannot be tracked by legal authorities. Illegal money enters the financial and economic system after going through the three stages of placement, layering and integration, and it will not be different from legal money. In this research, the concept and stages of money laundering have been investigated with the descriptive research method.
کلیدواژه‌ها [English]
- Money Laundering
- Illegal Money
- Placement Stage
- Layering Stage
- Integration Stage
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